I keep hearing commercials saying I can save on my various types of insurance (car, house, life) if I call so-and-so. And I keep wanting to believe them. But then I think about what it's going to take... I have to pick information about levels of coverage, know where the nearest hydrant, know my average mileage, etc., etc., etc.
And then I realize... no, I won't save. Maybe there's a lower ongoing monetary incentive, but the cost of me having to deal with it? That cost is too high.